Rates & Fees
Transparent pricing with no hidden fees
Current Interest Rates
Rates are subject to change and vary based on creditworthiness, loan amount, and term.
Personal Loans
Loan Amount: $1,000 - $50,000
Term: 6 months - 7 years
Minimum Credit Score: 600+
Debt Consolidation
Loan Amount: $5,000 - $75,000
Term: 1 - 10 years
Minimum Credit Score: 650+
Home Improvement
Loan Amount: $2,500 - $100,000
Term: 1 - 15 years
Minimum Credit Score: 620+
Fee Structure
Fee Details
| Fee Type | Amount | Description |
|---|---|---|
| Origination Fee | 1% - 5% | One-time fee for processing your loan application |
| Late Payment Fee | $25 | Charged if payment is received after due date |
| NSF Fee | $45 | Charged for returned payments due to insufficient funds |
| Prepayment Fee | $0 | No fee for paying off your loan early |
Understanding APR
What is Annual Percentage Rate (APR)?
APR represents the true cost of borrowing, including interest and fees, expressed as a yearly rate.
Interest Rate
The base cost of borrowing the principal amount
Fees & Charges
Includes origination fees and other loan-related costs
Loan Term
The length of time over which you'll repay the loan
Regulatory Compliance
We operate in full compliance with financial regulations and consumer protection laws.
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